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Peter Mancell I don’t have to tell you costs are a big factor when running a financial planning business. I’d argue it’s why over 80% of the industry are now shadowed under the wing of a bank or institution. Economies of scale are a great help in driving costs down, but if you’re focussed on […]

Peter Mancell It might be bad form, but I’ve never read the author I’ve pulled the quote from to begin this article. Yet I truly doubt I’ve missed Upton Sinclair’s point when I read the following line: “It’s difficult to get a man to understand something when his salary depends on him not understanding it.” […]

Peter Mancell Mel Brooks once said “Hope for the best. Expect the worse. Life is a play. We’re unrehearsed.” While I agree with the first part – hoping for the best and expecting the worst, there’s no excuse to be unrehearsed if you regard ‘the worst’ as a possibility. And it’s that philosophy that leads […]

Peter Mancell When it comes to money, people can be tough beasts to educate.  Often there are two groups who have a particularly hard time with money – the gullible and the sceptical. The gullible are the ones who are routinely done over by con artists, scams and ridiculous offerings trumpeting the easy path to […]

Peter Mancell We all probably remember our first experience with the potentials of technology. For those of us old enough it was programming the VCR or maybe getting a 5 year old relative to program our VCR. For those of us young enough, you were probably one of those 5 year olds! A few years […]